Institutional acceptance of Bitcoin is no longer a distant dream. It’s happening right now. Key U.S. institutions, including major banks and regulators, are acting quickly. According to Michael Saylor, this change marks the beginning of Bitcoin’s next big growth era.
This new phase of Bitcoin’s institutional adoption is unlike anything seen before. Wall Street and Washington are aligned for the first time.
Saylor calls this year “the most positive year in the history of cryptocurrencies.”
In a recent interview with CNBC, Saylor said everything has changed in the past 12 months. The White House calls Bitcoin “digital gold.” The SEC is pushing for tokenization of securities. The Treasury Department supports stablecoins, and the new CFTC chief is openly a supporter of cryptocurrencies.
Banks such as JPMorgan, Citi, Wells Fargo, and BNY Mellon are preparing to offer Bitcoin storage and credit services. A year ago, major banks wouldn’t even issue loans backed by BTC. Today, they are racing to catch up.
Institutional credit fits with on-chain growth
MicroStrategy, now rebranded strategyjust became the first Bitcoin-focused company to be rated by S&P. This will make the company’s digital credit products more accessible to large institutional investors.
Saylor says trillions of dollars in unrated assets cannot be touched. But his company’s equipment (Strike, Strife, Stride, Stretch) found its way into that market. Each product offers different levels of risk, yield, and volatility.
S&P Global Ratings has assigned Strategy Inc. an issuer credit rating of ‘B-‘ with a stable outlook. This is the first ever rating for a Bitcoin treasury company by a major credit rating agency.
— Michael Saylor (@saylor) October 27, 2025
He also explains why these products offer tax-free dividends. The company funds payments by selling stock, turning dividends into a “return of capital.” For many investors, this creates a much higher effective yield than traditional banks.
A Divided Industry: Digital Capital vs. Digital Finance
Saylor said that cryptocurrencies have evolved in two aspects.
- Digital capital: led by Bitcoin and Bitcoin-backed credit.
- Digital finance: they are Stablecoins, tokenized assets, and proof-of-stake networks.
Both sides are growing rapidly. The supply of on-chain stablecoins continues to grow. Institutional investors’ use of Bitcoin collateral is on the rise, with banks preparing to directly acquire custody of BTC by 2026.
Sailor price outlook
Saylor expects Bitcoin to reach $150,000 by the end of the year. Analysts covering strategy have a similar view. He believes Bitcoin could reach $1 million within four to eight years. In the long term, he predicts steady growth of 30% per year for Bitcoin, reaching close to $20 million.
JUST IN: Michael Saylor predicts Bitcoin will reach $150,000 by the end of this year. pic.twitter.com/ovPz5fMFLW
— Watcher.Guru (@WatcherGuru) October 29, 2025
conclusion
Institutional adoption of Bitcoin has begun, and the entire financial system is improving. Banks, regulators, investors, and on-chain markets are working together for the first time. If Thaler is right, this is just the first step in an even bigger era of growth.
Disclaimer
The information provided by Altcoin Buzz does not constitute financial advice. It is for educational, entertainment, and informational purposes only. All opinions and strategies shared are those of the writer/reviewer, and their risk tolerance may differ from yours. We do not accept any responsibility for any losses you may incur as a result of investments related to the information provided. Bitcoin and other cryptocurrencies are high-risk assets. Therefore, please conduct thorough due diligence. Copyright Altcoin Buzz Pte Ltd.
This article “Michael Saylor: Bitcoin’s Institutional Acceptance Signals a New Era of Growth” was first published on Altcoin Buzz.