of XRP market Caught between weak technical momentum and the Franklin-Templeton spot, one of the most important fundamental catalysts this year, it is skidding around the $2.30 zone and is tingling. XRP ETF This event, along with broader macro triggers like the December FOMC meeting, could determine whether XRP emerges from its months-long slump or extends its downtrend into the winter.
XRP Price Prediction: What the Charts Are Showing Right Now
The daily chart reflects indecision. XRP is trading around $2.29 just above the Bollinger Band midline (20,2), with the upper band hovering around $2.70 and the lower band hovering around $2.19. The candlesticks are compressed, indicating reduced volatility and a clear squeeze. This is a classic setup that precedes a strong directional movement.
Volume is decreasing, suggesting that traders are waiting for confirmation. The Heikin Ashi candlestick has gone from red to mild green over the past few sessions, suggesting early accumulation, but not yet enough to confirm a breakout. If XRP closes decisively above $2.45, the next resistance level will be at $2.70, allowing a rally towards $3.00. On the downside, a loss of $2.18 could result in a fall towards $1.85 and even $1.50 in a risk-off scenario.
How the Franklin Templeton ETF decision will move XRP price
This is a short-term catalyst that everyone is watching. If the SEC approves Franklin Templeton’s Spot XRP ETF, it would mark the first institutional entry into XRP exposure after years of regulatory uncertainty. Such approval would legitimize XRP’s post-litigation status and potentially bring in new capital from both retail and institutional investors. Historically, ETF approvals trigger short-term spikes of 5% to 10%, followed by sustained upward trends as inflows continue.
However, a rejection could strengthen the narrative that the SEC remains cautious about XRP’s liquidity and market structure. This could cause a temporary decline towards below $2.00, especially if Bitcoin’s dominance rises at the same time. Expect volatility to increase from November 13th to 15th as traders factor in the decision.
December 10th FOMC Meeting: Macro Volatility Trigger
The next Federal Open Market Committee (FOMC) meeting will likely be the biggest macro event for all risk assets. If the Fed signals a rate cut or a dovish pause, liquidity could return to the cryptocurrency and ignore XRP’s weak technicals. On the other hand, a hawkish tone could dampen speculative demand for all altcoins overall.
The 0.75 correlation between Crypto and Nasdaq remains an important indicator. The post-FOMC rally in tech stocks is likely to spread to large altcoins like Bitcoin and XRP, creating short-term upward momentum. Traders should keep an eye on CME FedWatch odds. If expectations for interest rate cuts in 2026 exceed 70%, XRP may become bullish again.
Bitcoin cycle peak model and ripple effects on XRP price
Bitcoin’s potential cycle peak around December 22nd could indicate either the top of a sell-off or a consolidation phase before further upswings. If BTC tests $120,000 to $130,000 at that time and fails, the altcoin could temporarily bleed. Conversely, if BTC$ rises above $130,000 due to institutional inflows, XRP could ride the wave of momentum and retest the $3.50 zone by the end of the year.
Long-term perspective: quantum computing and security concerns
While the quantum computing threat predicted in 2028 will not directly impact current prices, it will shape long-term investor sentiment. Projects like XRP that rely on ECDSA signatures could face increased scrutiny over quantum resistance in the coming years. Ripple Labs’ aggressive move to integrate quantum-secure cryptography could later act as a powerful narrative catalyst.
Final XRP price prediction
The next 30 days are critical for $XRP. A Bollinger Band squeeze indicates increasing pressure, and upcoming macro or regulatory events could act as a trigger for a release. If the Franklin Templeton ETF is approved and the FOMC meeting turns dovish, XRP could quickly retest $2.70-$3.00. However, negative feedback or hawkish signals could push the stock towards $1.85.
- Short-term range: $2.18 to $2.70
Bullish breakout target: $3.00 – $3.50
Bearish scenario: $1.85 to $1.50
This means that November to mid-December could determine the trajectory of XRP next year. Whether XRP regains its previous bullish momentum or remains an underperformer depends entirely on how these catalysts play out.
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