In tough market conditions, patience often pays off. While Bitcoin is currently “fighting” to defend the $100,000 support zone, smart traders are shifting their focus to something more tangible: projects that deliver real returns.
In volatile markets (like the current one), finding and buying altcoins that are already generating income on-chain can be one of the most stable strategies. Rather than waiting for hype cycles, these projects generate recurring revenue and provide lasting value even when the overall market is struggling.
Here are the top four cryptocurrencies to buy to generate real income.
1/ Digitap ($TAP) – All-in-one omnibank
2/ Lido ($LDO) – The leader in liquid staking
3/ Virtual Protocol ($VIRTUAL) – Economics of AI Agents
4/ Aster ($ASTER) – Perpetual Trading Exchange
1. Digitap: Best crypto presale to buy now?
Digitap is more than just an early-stage crypto presale project and is already seeing results. The app runs on both iOS and Android and serves as the world’s first omnibank that bridges fiat, crypto, and DeFi in one place.
Users can send and receive money, pay bills, trade crypto assets, and manage both fiat and digital assets in a single app. That alone makes this coin stand out in a market where most altcoins are still promised “future” utility.
What really sets Digitap apart is its actual revenue model. The platform makes money from transaction fees, card usage, in-app exchanges, and premium memberships. As usage increases, this leads to steady income, which is unusual for early-stage crypto projects.
Tap-to-pay functionality and multi-currency support allow users to easily transition between crypto and fiat currencies, making it one of the few platforms that combines the simplicity of banking with the flexibility of DeFi.
Another big milestone is Digitap’s non-KYC debit card. This allows users to maintain their privacy while spending their cryptocurrencies anywhere Visa or Mastercard is accepted. Users can connect their cards to Apple Pay or Google Pay and use them around the world, while earning cashback and rewards with $TAP tokens.
Momentum surrounding the project continues to grow. Nearly 100 million tokens have already been sold, and more than $1.4 million has been raised to date. The current pre-sale price is $0.0268, which will next increase to $0.0297 before the final listing price is $0.14.
This could jump 5x by the time Digitap hits the exchanges, and FOMO is growing rapidly as each phase sells out. The combination of a working app, live earnings, and strong tokenomics makes Digitap one of the best cryptocurrencies to buy right now for those looking for real fundamentals.
Use code “DIGITAP15” to get 15% off your first purchase
2. Lido Finance ($LDO) – Ethereum staking protocol
Lido Finance is one of the most established altcoins to buy for investors looking for sustainable yield. As the largest liquid staking protocol for Ethereum and other proof-of-stake networks, Lido earns approximately 10% commission on staking rewards.
This revenue is distributed between node operators, DAO treasuries, and stETH holders, generating substantial recurring cash flow for the protocol.
As staking adoption increases, Lido’s revenue continues to be directly proportional to the amount of ETH locked through the platform. Nearly $30 billion has been staked, making it one of the most profitable protocols in DeFi, generating millions of dollars in on-chain revenue every month.
3. Virtual Protocol ($VIRTUAL) – Next Generation AI Agent
Virtuals Protocol stands out as one of the most innovative income-producing altcoins to buy this November. The company’s AI agents act as digital workers who earn real income through user interactions on platforms like TikTok, Roblox, and Discord. Each AI agent charges a small “inference fee” in $VIRTUAL each time it provides entertainment, support, or live chat services.
This model transforms the virtual into an AI-powered digital labor economy. The fees collected will be used for operational costs and on-chain buybacks, while the rest will be used to burn agent tokens, reducing supply and increasing long-term token value.
It’s a self-sustaining system that turns user engagement into recurring revenue. Few crypto projects can match this business model.
4. Aster ($ASTER) – Best DEX in Cryptocurrency?
Aster is a rapidly growing decentralized perpetual exchange governance and utility token built on the BNB chain with support from Binance founder Changpeng Zhao. Traders use Aster to unlock commission discounts, vote on upgrades, and access premium trading tools.
Aster’s distinctive feature is its huge transaction fee income. In one week alone, the protocol generated approximately $93.5 million in revenue from $185 billion in trading volume. These fees are distributed throughout the ecosystem, making it one of the most profitable projects in DeFi.
With decentralized governance and consistent on-chain income, Aster is becoming one of the most powerful altcoins available for purchase today among professional traders.
Digitap clearly leads the pack
While Lido, Virtuals, and Aster each have strong fundamentals, Digitap stands out as the best cryptocurrency to buy now because it combines all the strengths of traditional finance, DeFi, and digital banking into one practical product. Cryptocurrency pre-sales are progressing rapidly, with each stage increasing the price.
With nearly 100 million tokens gone and a clear roadmap to a $0.14 listing, the window to buy before the next price rally is rapidly closing. Very few projects generate real revenue in the pre-sales phase, and Digitap is one of them.
For those looking for solid fundamentals and early upside potential, this may be the most promising cryptocurrency to buy now before other currencies on the market catch on.
Check out Digitap’s projects here and see how they are integrating cash and cryptocurrencies.