If you missed Pepecoin (PEPE)’s massive rally, you are by no means alone. In April 2023, the viral meme coin exploded, rising more than 1,000% in a few months. But many analysts now think it may be too late to catch a similar breakout. A new competitor has emerged. That’s Mutuum Finance (MUTM), a new entrant that’s gaining traction in the next DeFi cycle.
Pepecoin (PEPE)
Pepecoin currently trades at approximately $0.000007 and has a market capitalization of approximately $4 billion based on a circulating supply of approximately 420 trillion tokens. While the company continues to enjoy social buzz and active trading, the technical landscape suggests significant resistance is to be expected.
The coin is struggling to break out of the $0.000011 to $0.000013 range where the previous rally was stalled. If the support near $0.000005 cannot be sustained, a sharp retracement may follow.
More importantly, PEPE’s limitations are structural. With such a large supply and meme-driven structure, upside is inherently limited. Analysts currently see its best short-term scenario reaching $0.000015, perhaps by mid-2026, but this is a modest advance compared to what early-stage projects can offer.
Mutium Finance (MUTM)
In contrast, Mutuum Finance is not a meme coin. This is a new DeFi crypto that builds a decentralized lending and borrowing protocol. Users can supply assets, earn yield through interest, and borrow against collateral, all through non-custodial smart contracts.
The project is currently in pre-sale (“Phase 6”) with a token price of $0.035. The initial phase started at around $0.01, and early backers had already seen a 250% spike. Next, the next phase will increase the price to $0.04, followed by a confirmed launch price of $0.06.
Of the total supply of 4 billion tokens, 45.5% (1.82 billion) will be allocated to the pre-sale. To date, approximately 790 million tokens have been sold, approximately $18.4 million has been raised, and over 18,000 holders have already participated. This rapid sell-off is a sign of momentum building.
3 reasons why MUTM beats PEPE
First, PEPE is already huge. With a multi-billion dollar market cap and large supply, the potential for explosive profit margins is limited. In contrast, MUTM is still in its infancy, with lower supply and less visibility, but with much more room for growth.
Second, PEPE is basically a meme. Its value is determined by social trends and hype. Mutuum Finance brings practicality. Its lending protocol links activity to token demand. Depositors receive yield-bearing tokens (mtTokens) and the platform uses a buy-distribute model that allocates protocol fees to purchase MUTM tokens for stakers. That feedback loop means the value of the token is tied to the use case, not just hype.
Third, timing is important. Many of the early PEPE investors are currently looking for the next cryptocurrency. Mutuum Finance’s V1 protocol is scheduled to launch in Q4 2025 and is gaining recognition. Stage 6 of the presale phase is nearly sold out, the audit is complete, and credit card payments are now available. These are all signs that a project is moving from concept to execution.
Important major milestones
Mutuum Finance has completed a CertiK audit and received a score of 90/100 on the token scan, increasing the reliability of its smart contract structure. A $50,000 bug bounty program also strengthens security and community trust. A 24-hour leaderboard will award $500 worth of MUTM tokens to the top daily contributors to keep participants engaged throughout the presale.
As Phase 6 nears completion, large whale allocations will be reported, adding fuel to the FOMO engine. The upcoming rally to $0.04, and then $0.06 at launch, gives early investors a clear upward roadmap, with many saying it has the potential to offer much more than a mature token like PEPE can offer.
Missed the PEPE train? MUTM could be your next stop
Pepecoin made headlines and generated huge profits for early adopters. But given its size, supply, and reliance on hype, it seems impossible to repeat the same results without major rediscovery. And it’s hard to count on that.
Mutuum Finance offers a different profile. It is a new cryptocurrency in the DeFi space that leverages utility, token-linked demand dynamics, and a structured presale designed for early investors. Entry prices are still low, roadmaps are clear, and product launches are concrete. If Mutuum can realize its vision, it could potentially reap profits that later-stage meme coins have not.
For those who missed out on opportunities while watching the rise of PEPE, MUTM offers a chance to get involved at the ground level. Stay tuned for V1 launch, whale flow, and presale completion. The next big DeFi breakout could still be below $0.05.
For more information on Mutuum Finance (MUTM), please visit the link below.
Website: https://www.mutuum.com
Link tree: