The move puts fintech giants in the spotlight as the lines between traditional banking and digital assets continue to blur. For retail investors and crypto newbies, this change could make moving funds between crypto and cash faster, easier, and more predictable.
Stablecoins, digital currencies tied to real-world assets like the U.S. dollar, have become essential for traders and investors who want to avoid the wild price fluctuations of cryptocurrencies. Currently, Revolut users can exchange up to $578,000 worth of USDT or USDC to USD completely free of charge in 30 days. This is a major shift in a market where even small spreads can eat into profits.
A clearer path between crypto and cash
One of the biggest pain points for cryptocurrency users is converting stablecoins into real-world money without hidden costs or long waiting times. Revolut’s new 1:1 swap feature directly addresses this issue. Revolut effectively bridges the gap between stable digital assets and the US dollar by eliminating both trading fees and currency spreads.
For example, consider a small business owner who earns income from cryptocurrencies. Let’s say you receive a payment in USDC from an international customer. Previously, converting these earnings into usable cash may have required dealing with fluctuating rates or paying fees through multiple exchanges. Revolut’s new feature allows you to instantly move these funds into USD without any middlemen or friction.
Revolut has launched a game-changing 1:1 stablecoin swap feature. @Revolutapp Cryptocurrency users can exchange USDT and USDC to USD for up to $578,000 in 30 days with no fees or spreads.
“💱 10 years ago, Revolut changed the way people exchanged currencies – transparent FX, no hiding… pic.twitter.com/pI9dam8xXa
— Max Karpis (@maxkarpis) October 31, 2025
This kind of simplicity could also encourage more everyday users to explore stablecoins. This reduces the sense of risk that drives people away from cryptocurrencies while making the process as easy as other digital banking services.
Part of a larger trend in stablecoin adoption
Revolut’s updates come as stablecoins continue to play a larger role in global finance. According to CoinMetrics, stablecoin remittance volume exceeded $1.2 trillion in the third quarter of 2025, highlighting the growing confidence in the digital dollar. Payment giants like PayPal are also entering the space with their PYUSD token. Revolut’s entry into the 1:1 swaps market shows that regulated fintech companies are ready to compete directly with crypto-native platforms.
@RevolutApp Introduced 1:1 exchange between the dollar and USDC/USDT. This is how Europe will adopt stablecoins. Brilliant movement. pic.twitter.com/SQyI6y4Wnm
— Chuck Pausi (@CPausi) October 31, 2025
This latest release is not only about convenience, but also about reliability. By offering transparent and cost-free swaps, Revolut sends the message that digital money is just as reliable as traditional cash. This is an opportunity for new investors to get involved in cryptocurrencies without being overwhelmed by complex systems.
Disclaimer
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